BUSINESS
CHECKING ACCOUNTS
We are committed to providing you with the highest quality of service and our wide range of business accounts meet your needs.
Whether you are looking to switch banks or start a new checking account, RVR Bank is sure to have an account that works for your needs. As a local community bank, RVR Bank is proud to say that we reinvest your deposits into the communities we serve. So by banking with RVR Bank, not only are you getting a great account with great service, you are helping your community grow.
Account Features
Our checking account products come with great features at no cost to you. All accounts come with a FREE Debit Card at account opening, FREE Online Banking, FREE Bill Pay, FREE Mobile Banking, FREE eStatements with online check images, and a FREE thank you gift*!
Currently, our gift to you is a Lexi Home® Storage Set. Already have an account with us? You can get a FREE gift for yourself with a Tell-A-Friend. Simply email or print out the Tell-A-Friend with your information and have your friend bring it with them when they open their account. It’s that easy!
Click here for a printable Tell-a-Friend.
Click here for a preview of upcoming gifts.
RVR Bank also provides a Buy Back of any unused checks and debit cards from another financial institution so switching accounts is easy!**
*We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at time of account opening.
**Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.
Which account is right for me?
*Transaction items include all debits and credits. If the Absolutely Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.
^Includes coin and currency. If the Absolutely Free Business or Business Interest account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product.
Absolutely Free Business Checking
RVR Bank offers a FREE business checking account for your business.
- No monthly service charge
- No minimum balance
- FREE Online Banking & Bill Pay
- FREE eStatements with online check images
- FREE Mobile Banking
- FREE Business Debit Card at account opening
- FREE gift at account opening
- Up to $10,000 in cash (coin/currency) deposits FREE each month*
- 1,000 FREE items per month (including checks paid, check deposited, ACH debits and ACH credits)
- Buy Back of old checks and debit cards
- Reimbursements of fees charged by RVR Bank. at non-RVR Bank ATMs^
- Only $50 to open account
For more information, please contact a new accounts representative at one of our branch locations.
*Includes coin and currency. If the Absolutely Free Business or Business Interest account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product.
^RVR Bank will reimburse up to $10 in the fees that we typically charge for use of Foreign ATMs at the end of the statement cycle. Additionally, RVR Bank will reimburse up to $10 in Foreign ATM fees assessed by other banks at the end of each statement cycle. This includes fees for withdrawals, transfers or balance inquiries completed by an ATM not owned by RVR Bank.
Business Interest Checking
The Business Interest Checking account is a great deal for businesses and non-profit organizations that keep a higher balance and want to earn interest on their balance.
- No monthly service charge
- $1,500 minimum daily balance to avoid a $6 fee
- FREE Online Banking & Bill Pay
- FREE eStatements with online check images
- FREE Mobile Banking
- FREE Business Debit Card at account opening
- FREE gift at account opening
- Up to $10,000 in cash (coin/currency) deposits FREE each month*
- 1,000 FREE items per month (including checks paid, check deposited, ACH debits and ACH credits.)
- Competitive, tiered interest calculated using the daily average balance
- Buy Back of old checks and debit cards
- Reimbursements of fees charged by RVR Bank at non-RVR Bank ATMs^
- Only $50 to open account
For more information, please contact a new accounts representative at one of our branch locations.
*Includes coin and currency. If the Absolutely Free Business or Business Interest account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product.
^RVR Bank will reimburse up to $10 in the fees that we typically charge for use of Foreign ATMs at the end of the statement cycle. Additionally, RVR Bank will reimburse up to $10 in Foreign ATM fees assessed by other banks at the end of each statement cycle. This includes fees for withdrawals, transfers or balance inquiries completed by an ATM not owned by RVR Bank.
Commercial Checking
Designed for businesses with more monthly activity, this account provides an earnings allowance to offset service charges.
- No minimum balance requirements
- FREE Online Banking & Bill Pay
- FREE eStatements with online check images
- FREE Mobile Banking
- FREE Business Debit Card at account opening
- FREE gift at account opening
- Activity fees may be offset by earnings credit allowance paid on the average investable balance (see rate sheet for earnings credit rate)
- Buy Back of old checks and debit cards
- Reimbursements of fees charged by RVR Bank at non-RVR Bank ATMs^
- Only $50 to open account
Account Fees
- Service Charge $15.00
- Per Debit, Deposit, On-Us Item or Clearing Item $0.15
- Cash (coin/currency) deposits only $.50 per $1,000
For more information, please contact a new accounts representative at one of our branch locations.
^RVR Bank will reimburse up to $10 in the fees that we typically charge for use of Foreign ATMs at the end of the statement cycle. Additionally, RVR Bank will reimburse up to $10 in Foreign ATM fees assessed by other banks at the end of each statement cycle. This includes fees for withdrawals, transfers or balance inquiries completed by an ATM not owned by RVR Bank.
Health Savings Account (HSA)
To assist in opening your new account, we may request the following:
Sole Proprietor
- Standard ID for Individual Owner
- SSN or TIN of Owner
Limited Liability Company (LLC)
- TIN of LLC
- Articles of Organization
- Operating Agreement
Partnership
- TIN of Partnership
- Partnership Agreement
Not-For-Profit Organization
- TIN of Organization
- If incorporated, follow corporation guidelines
- Standard ID for Individual Owner
- Bylaws and Signer Authorization Documentation
Corporation
- TIN of Corporation
- Articles of Incorporation
Fictitious Business Name Statement may also be requested.