CHECKING ACCOUNTS
We are committed to providing you with the highest quality of service and our wide range of products have been designed to meet your financial needs.
Whether you are looking to switch banks or start a new checking account, RVR Bank is sure to have an account that works for your needs. As a local community bank, RVR Bank is proud to say that we reinvest your deposits into the communities that we serve. So by banking with RVR Bank, not only are you getting a great account with great service, you are helping your community grow.
Account Features
Our checking account products come with great features at no cost to you. All accounts come with a FREE Debit Card at account opening, FREE Online Banking, FREE Bill Pay, FREE Mobile Banking, FREE eStatements with online check images, and a FREE thank you gift*!
Currently, our gift to you is a Lexi Home® Storage Set. Already have an account with us? You can get a FREE gift for yourself with a Tell-A-Friend. Simply email or print out the Tell-A-Friend with your information and have your friend bring it with them when they open their account. It’s that easy!
Click here to email a printable Tell-a-Friend.
Click here for a preview of upcoming gifts.
RVR Bank also provides a Buy Back of any unused checks and debit cards from another financial institution so switching accounts is easy!**
*We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at time of account opening.
**Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.
Which account is right for me?
Absolutely Free Checking
RVR Bank’s Completely Free Checking provides all the value of a great checking account without the hassle of a minimum balance.
- No monthly service charge
- No minimum balance
- Reimbursements of fees charged by RVR Bank at non-RVR Bank ATMs^
- FREE Debit Card at account opening
- FREE Online Banking and Bill Pay
- FREE Mobile Banking
- FREE unlimited check writing
- FREE thank you gift at account opening
- FREE eStatements with check images
- Buy Back of old checks and debit cards
- Only $50 to open account
For more information, please contact a new accounts representative at one of our branch locations.
^RVR Bank will reimburse up to $10 in the fees that we typically charge for use of Foreign ATMs at the end of the statement cycle. Additionally, RVR Bank will reimburse up to $10 in Foreign ATM fees assessed by other banks at the end of each statement cycle. This includes fees for withdrawals, transfers or balance inquiries completed by an ATM not owned by RVR Bank.
Direct Interest Checking
This FREE checking account earns interest with the convenience of direct deposit or any automatic payment.
- No monthly service charge
- No minimum balance
- Reimbursements of fees charged by RVR Bank at non-RVR Bank ATMs^
- FREE Debit Card at account opening
- FREE Online Banking and Bill Pay
- FREE Mobile Banking
- FREE unlimited check writing
- FREE thank you gift at account opening
- FREE eStatements with check images
- Direct deposit or direct ACH payment needed for this account
- Interest is calculated using daily balance and is paid monthly
- Buy Back of old checks and debit cards
- Only $50 to open account
For more information, please contact a new accounts representative at one of our branch locations.
^RVR Bank will reimburse up to $10 in the fees that we typically charge for use of Foreign ATMs at the end of the statement cycle. Additionally, RVR Bank will reimburse up to $10 in Foreign ATM fees assessed by other banks at the end of each statement cycle. This includes fees for withdrawals, transfers or balance inquiries completed by an ATM not owned by RVR Bank.
50+ Interest Checking
If you are 50 years of age or better, this account is just right for you.
- No monthly service charge
- No minimum balance
- Reimbursements of fees charged by RVR Bank at non-RVR Bank ATMs^
- FREE RVR Bank, blue wallet style checks for life of the account
- FREE Debit Card at account opening
- FREE Online Banking and Bill Pay
- FREE Mobile Banking
- FREE unlimited check writing
- FREE thank you gift at account opening
- FREE eStatements with check images
- Interest is calculated using daily balance and is paid monthly
- Buy Back of old checks and debit cards
- Only $50 to open account
For more information, please contact a new accounts representative at one of our branch locations.
^RVR Bank will reimburse up to $10 in the fees that we typically charge for use of Foreign ATMs at the end of the statement cycle. Additionally, RVR Bank will reimburse up to $10 in Foreign ATM fees assessed by other banks at the end of each statement cycle. This includes fees for withdrawals, transfers or balance inquiries completed by an ATM not owned by RVR Bank.
Premier Interest Checking
This account is for customers who choose to maintain a balance of $1,500 or more in a checking account so that a higher rate of interest can be earned.
- Only a $1,500 daily minimum balance to avoid a service charge of $6
- Higher interest rate paid on all balances when a minimum daily balance of $1,500 is maintained (see rate sheet for interest rate/APY)
- Competitive interest rate paid on entire balance when balance falls below $1,500 (see rate sheet for interest rate/APY)
- Reimbursements of fees charged by RVR Bank at non-RVR Bank ATMs^
- FREE RVR Bank, blue wallet style checks for life of the account
- FREE Debit Card at account opening
- FREE Online Banking and Bill Pay
- FREE Mobile Banking
- FREE unlimited check writing
- FREE thank you gift at account opening
- FREE eStatements with check images
- Direct deposit or direct ACH payment needed for this account
- Interest is calculated using daily balance and is paid monthly
- Buy Back of old checks and debit cards
- Only $50 to open account
For more information, please contact a new accounts representative at one of our branch locations.
^RVR Bank will reimburse up to $10 in the fees that we typically charge for use of Foreign ATMs at the end of the statement cycle. Additionally, RVR Bank will reimburse up to $10 in Foreign ATM fees assessed by other banks at the end of each statement cycle. This includes fees for withdrawals, transfers or balance inquiries completed by an ATM not owned by RVR Bank.